CSAJ Brief in Support of Maine Law Relieving Survivors from Credit Damage from Economic Abuse

by Yvette Butler, Center for Survivor Agency and Justice | May 14, 2020

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On April 24, 2020, CSAJ filed an amicus brief in support of a Maine Law that would allow domestic and sexual violence survivors to challenge economic abuse on their credit reports. Maine passed the law L.D. 748 in 2019, but the Consumer Data Industry Association (CDIA), a trade association for the credit reporting industry, challenged the law. In our brief, CSAJ explained the scope of economic abuse and argued that allowing survivors to challenge economic abuse on their credit reports that, contrary to the CDIA’s claims, would bolster the accuracy of credit reports. Nationally, there is a lack of legal remedies to address the problem of credit damage caused by the economic abuse of an intimate partner. Survivors remain in abusive relationships often because they cannot afford to leave or their credit damage prevents them from accessing employment, housing, and other necessities. Remedies like the one spearheaded by Maine, will help survivors repair credit damage caused by an abusive partner and help them to become economically secure and physically safe.